:root {
  --navy: #0b1b33;
  --navy-2: #12284a;
  --yellow: #f6c33b;
  --yellow-soft: #fff7dc;
  --ink: #0f172a;
  --muted: #475569;
  --line: #e2e8f0;
  --bg: #ffffff;
  --chat-accent: var(--yellow);
  --chat-accent-ink: var(--navy);
  --chat-soft: var(--yellow-soft);
  color-scheme: light;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 12px; }
p { margin: 0 0 12px; }

.button {
  display: inline-block;
  background: var(--yellow);
  color: var(--navy);
  font-weight: 800;
  text-decoration: none;
  padding: 14px 24px;
  border-radius: 12px;
  white-space: nowrap;
  box-shadow: 0 6px 18px rgba(246, 195, 59, 0.35);
}
.button:hover { filter: brightness(1.05); }
.button.small { padding: 9px 16px; font-size: 15px; box-shadow: none; }

.nav {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px max(16px, calc((100% - 1120px) / 2));
  background: var(--navy);
  color: #fff;
}
.brand { display: flex; align-items: center; gap: 8px; color: #fff; text-decoration: none; font-size: 18px; }
.brand b { color: var(--yellow); }
.shield { width: 28px; height: 28px; flex: none; }
.shield path:first-child { fill: var(--yellow); }
.shield path:last-child { fill: none; stroke: var(--navy); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }

.hero {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 48px;
  align-items: center;
  padding: 56px max(16px, calc((100% - 1120px) / 2)) 96px;
  background:
    radial-gradient(800px 400px at 85% 10%, rgba(246, 195, 59, 0.16), transparent 60%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
}
.eyebrow { color: var(--yellow); font-weight: 700; font-size: 14px; letter-spacing: 0.04em; text-transform: uppercase; }
.hero h1 { font-size: clamp(34px, 5vw, 54px); }
.lead { font-size: 19px; color: #dbe4f3; max-width: 34em; }

.strip {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  width: min(1120px, calc(100% - 32px));
  margin: -40px auto 0;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 16px 40px rgba(2, 12, 32, 0.12);
}
.strip div { background: #fff; padding: 20px 16px; text-align: center; display: flex; flex-direction: column; }
.strip strong { font-size: 18px; }
.strip span { color: var(--muted); font-size: 14px; }

.section { padding: 64px max(16px, calc((100% - 1120px) / 2)); }
.section h2 { font-size: clamp(26px, 3.4vw, 36px); }
.steps { list-style: none; padding: 0; margin: 28px 0 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.steps li { border: 1px solid var(--line); border-radius: 16px; padding: 24px; }
.steps .num {
  display: inline-grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--yellow);
  font-weight: 800;
  margin-bottom: 12px;
}
.steps h3 { font-size: 20px; }
.steps p { color: var(--muted); margin: 0; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; background: var(--yellow-soft); }
.split p { font-size: 18px; color: #334155; }
.small-print { font-size: 14px !important; color: var(--muted) !important; }
.card { background: #fff; border-radius: 16px; padding: 24px; border: 1px solid #f1e3b5; }
.checklist { margin: 0; padding-left: 20px; display: grid; gap: 8px; }

.faq { display: grid; gap: 10px; margin-top: 24px; max-width: 820px; }
.faq details { border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; }
.faq summary { font-weight: 700; cursor: pointer; font-size: 17px; }
.faq details p { margin: 10px 0 0; color: var(--muted); }

.cta { text-align: center; padding: 64px 16px; background: var(--navy); color: #fff; }
.cta h2 { font-size: clamp(26px, 3.4vw, 36px); }
.cta p { color: #dbe4f3; margin-bottom: 24px; }

.footer { padding: 40px max(16px, calc((100% - 1120px) / 2)) 96px; background: #06101f; color: #a9b6c9; font-size: 14px; }
.footer-brand { display: flex; align-items: center; gap: 10px; color: #fff; flex-wrap: wrap; }
.footer-brand span { color: #a9b6c9; }
.disclosure { margin: 18px 0; }
.disclosure summary { cursor: pointer; color: #fff; font-weight: 600; }
.disclosure p { margin-top: 10px; line-height: 1.6; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-bottom: 18px; }
.footer-links a { color: #cbd5e1; }
.copy { margin: 0; }

.sticky-cta { display: none; }

@media (max-width: 860px) {
  .hero { grid-template-columns: 1fr; gap: 24px; padding-top: 28px; padding-bottom: 68px; }
  .lead { font-size: 17px; }
  .strip { grid-template-columns: repeat(2, 1fr); }
  .steps, .split { grid-template-columns: 1fr; }
  .section { padding-top: 44px; padding-bottom: 44px; }
  .sticky-cta {
    display: block;
    position: fixed;
    left: 16px;
    right: 16px;
    bottom: 12px;
    z-index: 20;
    text-align: center;
    transition: opacity 0.2s, transform 0.2s;
  }
  .nav .button.small { display: none; }
}
.sticky-cta.is-hidden { opacity: 0; transform: translateY(16px); pointer-events: none; }

/* Hero: button-led, chat opens in a dialog */
button.button { font: inherit; font-weight: 800; border: 0; cursor: pointer; }
.button.big { font-size: 19px; padding: 17px 30px; margin-top: 8px; }
.micro { margin-top: 12px; font-size: 14px; color: #b9c6dc; }
.check-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
  width: 100%;
  max-width: 440px;
  justify-self: end;
  text-align: left;
  font: inherit;
  color: var(--ink);
  background: #fff;
  border: 0;
  border-radius: 20px;
  padding: 26px 26px 22px;
  box-shadow: 0 24px 60px rgba(2, 12, 32, 0.35);
  cursor: pointer;
  transition: transform 0.15s;
}
.check-card:hover { transform: translateY(-3px); }
.check-title { font-size: 20px; font-weight: 800; margin-bottom: 4px; }
.check-row { display: flex; align-items: center; gap: 12px; font-size: 17px; font-weight: 600; padding: 10px 12px; border-radius: 12px; background: #f8fafc; }
.check-row i {
  flex: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m5.5 10.5 3 3 6-7' fill='none' stroke='%230b1b33' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 22px no-repeat;
}
.check-then { color: var(--muted); font-size: 15px; margin-top: 4px; }
.check-go { font-weight: 800; color: var(--navy); }
@media (max-width: 860px) {
  .hero-copy { text-align: left; }
  .button.big { width: 100%; text-align: center; }
  .check-card { justify-self: stretch; max-width: none; }
}
.contact { margin: 0 0 12px; }
.contact a { color: inherit; }