Privacy Policy

This Privacy Policy describes how Bulktide LLC, doing business as Settlements Watchdog (“Settlements Watchdog,” “Bulktide,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit or interact with settlementswatchdog.com and any pages that link to this Privacy Policy (the “Services”).

Important Disclosure (Not a Law Firm)

Settlements Watchdog is a marketing and advertising service. We are not a law firm, do not provide legal advice, and do not guarantee outcomes. If you submit a request, we may share your information with one participating law firm (“Marketing Partner”) that may contact you about your request.

1. Information We Collect

A. Information you provide

• Identifiers: name, phone number, email address
• Location: city/state, ZIP code
• Request details: accident/incident type, timeframes, general descriptions
• Injury/treatment details you choose to provide
• Any other information you submit via forms, phone, or email

B. Verification and compliance information

To help reduce spam, fraud, and wrong numbers—and to maintain compliance records—we may collect:

• SMS OTP verification status (e.g., verified/unverified, timestamps)
• Call verification logs (e.g., call attempts, dispositions)
• Consent and preference logs (e.g., opt-outs, do-not-contact requests)

C. Information collected automatically

• IP address, browser/device identifiers, operating system
• Pages viewed, clicks, timestamps, referring URLs
• Cookie identifiers and advertising identifiers (where applicable)
• Approximate location derived from IP

D. Information from other sources

We may receive information from advertising/analytics providers, fraud-prevention or validation vendors (if used), and Marketing Partners’ feedback (e.g., whether they reached you).

2. How We Use Your Information

• Provide and operate the Services
• Process your request and route it to one participating law firm
• Verify your phone number (OTP) and reduce spam/abuse
• Communicate with you about your request (including verification calls)
• Maintain compliance records (consent, opt-outs, suppression lists)
• Measure and improve advertising performance and site experience
• Detect and prevent fraud, misuse, or security incidents
• Comply with legal obligations and enforce agreements

3. How We Share Information

A. Marketing Partners (participating law firms)

If you submit a request, we may share your information with one participating law firm so they can evaluate and contact you regarding your request.

B. Service providers

We may share information with vendors that help us operate the Services, such as hosting, security, CRM/lead distribution tools, SMS/voice providers for OTP and calls, analytics providers, and call tracking providers (and, if enabled, call recording/transcription vendors).

C. Advertising and analytics partners

We may share certain device and event data (e.g., cookie IDs, pixel events) with advertising/analytics partners for measurement, attribution, and (where permitted) targeted advertising.

D. Legal and business transfers

We may disclose information to comply with law, respond to lawful requests, protect rights and safety, or in connection with a merger, acquisition, or financing.

4. Cookies, Pixels, and Targeted Advertising

We use cookies and similar technologies (pixels/tags) for site functionality and security, analytics, and advertising measurement (and where permitted, retargeting). See our Cookie Policy and Consent Preferences for choices.

5. “Sale” / “Sharing” Notice and Privacy Choices

Some state privacy laws define “sale” or “sharing” broadly. Depending on how information is disclosed to Marketing Partners and/or advertising partners, certain disclosures may be considered a “sale” or “sharing” under applicable law.

You may opt out of:

• Sale/sharing of personal information (as defined by applicable law)
• Targeted advertising (as defined by applicable law)
• Use/disclosure of sensitive personal information (where applicable)

Global Privacy Control (GPC)

Where required, we treat recognized opt-out preference signals (such as Global Privacy Control) as a request to opt out of sale/sharing and/or certain targeted advertising for that browser/device.

6. Texts, Calls, and Communications

A. OTP text messages (verification)

If you request OTP verification, we send a one-time code by SMS for verification/security purposes.

B. Calls (including automated/AI-assisted calls)

We may place calls (including automated or AI-assisted calls) for verification, fraud prevention, and request handling. If you do not want calls, you may tell us during the call or contact us.

C. Marketing Partner contact

After you submit your request and it is routed, the selected participating law firm may contact you regarding your request. Their handling of information is governed by their own policies.

7. Call Tracking and Recording

We may use tracking numbers to measure marketing performance and route calls. If call recording is enabled, calls may be recorded and/or transcribed for quality assurance, verification, and compliance. When recording is used, we will provide notice where required by law.

8. Data Retention

We retain personal information as long as reasonably necessary to provide the Services, route requests, maintain compliance records (consent/opt-outs/suppression lists), resolve disputes, enforce agreements, and comply with legal obligations. Retention periods vary by data type and purpose.

9. Security

We use reasonable administrative, technical, and physical safeguards designed to protect information. No method of transmission or storage is 100% secure.

10. Children

The Services are intended for individuals 18+. We do not knowingly collect information from children under 18.

11. Your U.S. State Privacy Rights

Depending on your state of residence, you may have rights to access/confirm processing, delete, correct, obtain a copy (portability), and opt out of sale/sharing and targeted advertising.

Submitting a privacy request

Email support@bulktide.com with:

• Your full name
• The phone/email you used
• Your state of residence
• Your request (Access / Delete / Correct / Opt Out / Limit Sensitive)

We may need to verify your identity. You may use an authorized agent where applicable.

Appeals

If we decline your request, you may appeal by emailing support@bulktide.com with the subject line “Privacy Request Appeal” and include the information listed above.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date indicates the latest revision.

13. Contact Us

Bulktide LLC (d/b/a Settlements Watchdog)
5900 Balcones Drive, Austin, TX 78731
Email: support@bulktide.com
Phone: +1 (737) 284-3847